Knowledge: International Motor Insurance Card
In this blog you will find practical information about the international motor insurance card.
What is the international motor insurance card?
The international motor insurance card, also known as the “green card” because of its original colour, is a document that serves as proof of sufficient motor vehicle liability insurance cover in various European countries.
Where in Europe is the international motor insurance card valid?
The current member states can be found on the website of the National Insurance Office www.nbi-ngf.ch.
Is my number plate not enough proof of sufficient insurance cover?
Our neighbouring countries and many other European countries have signed the Multilateral Agreement. In these countries, your vehicle registration number is sufficient proof of valid insurance cover.
In the European countries that do not participate in the Multilateral Agreement, it is mandatory to carry the international motor insurance card.
How do I know which countries have “only” signed the Green Card Agreement and which have also signed the Multilateral Agreement?
This information can also be found on the website of the National Insurance Office www.nbi-ngf.ch.
I am travelling light – is a photo of my insurance card on my mobile phone enough?
No, the original international motor insurance card must be carried at all times. Except in the countries of the number plate agreement, here your vehicle number plate is generally sufficient as proof of sufficient insurance cover.
However, the insurance card is not only required in case of accidents. It often also facilitates entry into a country. If you are involved in an accident, the international insurance card will make it much easier to settle the claim and save you some trouble.
What do I do if I want to travel to a country that is not listed on the international motor insurance card?
In this case, it is advisable to take out border insurance when entering the country. Depending on the country, this may also be compulsory.
Where can I get the international motor insurance card?
You can obtain it from your motor vehicle liability insurer.
How long is the international motor insurance card valid?
Normally, the period of validity of the Green Card corresponds to the period of validity of your insurance contract. To be sure, check the validity date at the top left of your card.
I am travelling with my neighbour’s car – who must the international motor insurance card be issued to?
The insurance card is specific to the vehicle and not to the person. However, different rules may apply depending on the country. Find out in good time whether you are allowed to enter the country with a foreign car at all and whether you need written permission from the vehicle owner as proof that you are allowed to drive the car.
What should you do if you lose your card during your holiday or if you simply forget it at home?
Contact your insurer immediately. They will find a way to send you a new insurance card effortlessly and without complications.
XpertCenter wishes you happy holidays and accident-free driving!
Published on 20.03.2023